You owe a great deal of money. You have valuable assets, such as your home and your car that you do not want to lose. Depend on the Chapter 13 attorney in St Louis, Marie Guerrier Allen, J.D., for knowledgeable assistance. This reputable Chapter 13 bankruptcy lawyer has more than 20 years of experience in the law.

Request a free consultation from Ms. Allen. As a seasoned Chapter 13 bankruptcy lawyer, she can assess your financial circumstances and determine if this type of bankruptcy offers you the best resolution. As a Christian attorney, Ms. Allen practices the principles of her faith in her work and always has your best interest in mind.

How Chapter 13 Works

Chapter 13 is often called reorganization bankruptcy. This is because your debt can be restructured so you can repay all or part of what you owe. The time is usually from three to five years. This allows you to keep your house, your car, your vacation property, and other valuable possessions, while making payments.

Ms. Allen recommends Chapter 13 bankruptcy to clients who are not eligible for Chapter 7 due to the amount of their income or assets. Instead of liquidating debt, Chapter 13 allows you to pay your debt over a period of time. Usually, unsecured debt can be paid at a lesser amount than you are paying now. When the time is up, certain types of debt are discharged.

A Plan for Debt Payment

Do not continue to agonize over debt. There is a way out. Request help from a bankruptcy lawyer who has both a law degree and a master’s of business administration. Ms. Allen can steer you through this trying time in your life and ensure a better future for yourself and your family.

Depend on this Chapter 13 attorney in St Louis, Missouri for a debt payment plan that is realistic and fair. She works with you no matter what your circumstances are. You may need to file Chapter 13 bankruptcy because you are late in paying your mortgage, car, or student loan, but do have a sincere desire to repay all of your debts.

Seek Help from a Chapter 13 Bankruptcy Attorney

We do not recommend that you try to file bankruptcy papers on your own. Come to our
Chapter 13 bankruptcy attorney for help. She looks over your situation, making note of your total debt compared to your income and assets. Then, she makes a recommendation that is based on your best interests for getting out of debt.

Contact St Louis Bankruptcy Lawyer, Marie Guerrier Allen, J.D., to advise you if Chapter 13 is your best option for bankruptcy. Serving clients in Missouri and Illinois for over 20 years, Ms. Allen is the reliable bankruptcy attorney you can count on.